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Topic: Spending large amounts of money is making me anxious

6 posts, 0 answered
  1. AG.
    AG. avatar
    6 posts
    27 May 2021

    Going through some big life changes right now that involves spending large amounts of money and it makes me feel very anxious.

    II've always felt this way though, whenever I have to spend anything over $1000 I get really nervous.

    JJust wondering if anyone else gets this.

  2. jtjt_4862
    Valued Contributor
    • A special award for members who go above and beyond to support others here on the forums
    jtjt_4862 avatar
    310 posts
    27 May 2021 in reply to AG.

    Hi AG,

    I too feel this way as well whenever I spend large amounts of money, which made me develop a strategy to help cope with this feeling. I always try to justify spending a large amount of money, weighing out the pros and cons about it. For example, when I dropped $1,000 on buying an iPad for drawing, I thought to myself:

    1) Is there an alternate solution to buying an iPad that is cheaper?

    2) Do I really need this? I could just draw on paper can't I?

    3) If I drop $1,000 now, how will this impact my financials in the long run?

    From there, I could then justify whether the spending is worth it (I bought the iPad in the end, and it has helped improved my drawing efficiency, and managed to make some money out of my drawings to recover the expenditure).

    I'm unsure about the details of the spending that you're making, but hopefully this will help you in some way to ease your anxiousness. Always happy to listen to you if you'd like someone to listen.

    Jt

    1 person found this helpful
  3. Danian16
    Danian16 avatar
    1 posts
    27 May 2021 in reply to jtjt_4862

    Hello JT

    You are absolutely correct.

    Think about do you really need it or do you just want it"

    And how will this benefit me in the long run if I purchase it. Ask if this is just instant gratification.

    Cheers

    DI

  4. Gambit87
    Gambit87 avatar
    703 posts
    27 May 2021

    Man, I feel like this when I spend anything over $50 haha.

    Took me 40 minutes to convince myself it was OK to spend an extra $10 on the comfier shoes once.

    As mentioned above, what helps me get though this is asking myself the questions

    - Do I need this? or is it just a want?
    - Can I actually afford this? Will it affect me financially?
    - Is there an alternative option?
    - What will happen if I do/dont buy it?

    Even though I feel buyers remorse over everything I buy, I know I actually need these items.

    Sometimes I need to remember its also OK to treat your self.

  5. AG.
    AG. avatar
    6 posts
    28 May 2021
    All of the purchases are necessities and I can afford them, but it still makes me anxious.
  6. jtjt_4862
    Valued Contributor
    • A special award for members who go above and beyond to support others here on the forums
    jtjt_4862 avatar
    310 posts
    28 May 2021 in reply to AG.

    Hi AG,

    That's good to hear that you managed to confirm that the purchases are a necessity, and that you can afford them. Perhaps you could try this as a way of easing your anxiousness.

    1. Give yourself 15 minutes to write down all your worries about the purchase.

    2. Stop exactly at 15 minutes, and start going through your list.

    3. As you go through your list, start challenging each thought on the list. You can challenge them by confirming if there are any evidence that it is true or not true? What is the likelihood of what I'm thinking will occur? Will worrying about this help me, or hurt me? What would I say to a friend who has this worry?

    4. As you challenge each thought, you can also start to think, whether each of your thought can be solved by you. If the problem can be solved, you can come up with a solution to help you with tackling this worry (and it doesn't have to be perfect). If the problem cannot be solved by you, you'll have to accept the uncertainty of the future, as we can't control a problem that cannot be solved.

    It's okay to feel anxious about things, our mind loves to think of creative and unimaginable things that may or may not be real. I hope the above method can help you with coping with your anxiousness. Also, happy to listen to your worries if you'd like to chat about it with someone.

    Regards

    Jt

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