Welcome to the community here. I am sorry to read you are suffering and experiencing depression. I too suffer from depression and other mental health issues.
Depression can make us feel like we need to shut ourselves away, when what we really need is to be with people! It is like we have a battle going on in our heads! If you can, see the friend who is being supportive.
I too understand the cost some people have to pay for services even though they have a mental health care plan.
Is it possible for you to ask your Dr if they know of a service that bulk bills. Some Church groups have counsellors that charge a minimal fee, and you don't have to be of any faith to see them.
If you telephone Beyond Blue on 1300 22 4636, the support workers can listen to you, offer advice and may also be able to suggest places you can get help. Beyond Blue also have a web site with information about depression.
Is there one thing you can do each day to help you feel better about yourself?
At the end of each day can you think of 3 things to be thankful for?
A psychologist told me once that there are times when I have to accept the unpleasant depressed days and then try to find a way to do something that will give me even a small amount of pleasure or meaning.
My thoughts are with you as you find ways to change how you are feeling and seek help and assistance.
Many people here understand the feelings you are experiencing. Once again I welcome you to the community here.
Regards from Dools